Today is the day!
Tonight at 6pm we´re heading down to the agent´s office to sign the contract and get the paperwork in motion so we can move into our new place, hopefully in just a couple of weeks. We are, to use a phrase I haven´t used since middle school, totally psyched.
The sooner we move in the better because we still haven´t unpacked any of our stuff or settled in to our temporary apartment at all, so it´s sort of like camping without the tent. Really. Instead of getting a lamp we´re using a camp lantern in the bedroom. (Of course, if we´re in bed before 11pm it´s still light out and we don´t need the lantern.) We refuse to commit any energy to this temporary place since we´re using all of it to make giddy plans for our new home. This will certainly pay off in a few weeks but means some hardships now. Andor has an extra refrigerator, for instance, which we could bring over and use, but what´s the point? We´d just have to move it again anyway in a couple of weeks. So for now we sleep on an air mattress with a lantern, eat dry Sugar Corn Smacks with water for breakfast, have dinner at Andor´s, and dream of the move-in date.
We made the 10% down payment this morning. I was concerned when I read in the contract we got yesterday evening that we were supposed to make the deposit beforehand and bring the receipt to the meeting this afternoon. Again my fear of not having my papers in order reared its ugly head. There would be no way we could do that and get it registered and get a receipt in one day, was there? US banks hold transfers for several days in limbo (where they´re the ones earning interest on the money) before passing it on, so I figured we´d have to postpone until early next week at the soonest. Nope. We put in a transfer online at 7:30 this morning and by noon the money was where it was supposed to be and we had a PDF image of the receipt complete with signature I could print out for the meeting today.
We´re so excited about our new place and its possibilities, particularly after renting for three years in San Francisco. We can do whatever we want with the place: paint the walls, put in new walls, remodel, buy new appliances that aren´t ten years old. It´s ours. The money we spend on it each month will be going into our own pockets (minus interest, of course, but we can deduct interest). It´s big enough for us to live there comfortably through at least two and probably three off-season acquisitions of family members to be named later. It´s roughly a thousand square feet, plus that whole area again in the attic we´re going to do something with, plus garage and admittedly tiny yard. In SF we would be looking at roughly three times as much money for anything comparable.
Not that what we´re spending isn´t a lot of money. It is. Numbers this big don´t even seem real. The 10% down payment we made this morning is more money than I´ve ever spent on anything in my life. But, man, is it worth it.

2 Comments:
If you think that's bad, let me show you what 6 million kronor can buy back here in San Francisco. What you have yet to discover is that the "joy of home ownership," as it is called in the States, is mostly about fixing termite damage and replacing water heaters at inconvenient times. Skol to you and Inki and to the ultimate discovery of said joys.
Welcome to the club! Well...does a condo count as homeownership? I do have to unplug my own drains...
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